Loan Rates
First Mortgages Now Available. Call 413-787-9283 for details.
Auto Loans
| Type |
Maximum |
Term |
APR |
Pymt /$1000 Borrowed |
| Newer Model Auto (2010 - 2012) SPECIAL |
100% of value |
up to 60 months |
2.99% |
$17.97 |
| Newer Model Auto eRate |
100% of value |
up to 60 months |
2.74% |
$17.85 |
| Later Model Auto (2008 - 2009) SPECIAL |
100% of value |
up to 48 months |
2.99% |
22.14 |
| Later Model Auto eRate |
100% of value |
up to 48 months |
2.74% |
22.02 |
| Older Model Auto (2004 - 2007) SPECIAL |
100% of value |
up to 36 months |
2.99% |
29.08 |
| Older Model Auto eRate |
100% of value |
up to 36 months |
2.74% |
28.96 |
*To qualify for our “eRate” you must have:
· A checking account with direct deposit
· Online banking
· eStatements
All regular credit guidelines apply. This offer may be withdrawn any time without notice. Wemelco is an Equal Opportunity Lender.
Personal Loans
| Type |
Maximum |
Term |
APR |
Pymt /$1000 Borrowed |
| Unsecured Personal Loan |
$10,000.00 |
up to 48 months |
11.00% |
$25.85 |
| Unsecured Personal Loan (eRate)* |
$10,000.00 |
up to 48 months |
10.00% |
$25.36 |
| Power Loan - NEW! |
$2000.00 |
1 year |
7.75% |
$86.86 |
*To qualify for our “eRate” you must have:
· A checking account with direct deposit
· Online banking
· eStatements
All regular credit guidelines apply. This offer may be withdrawn any time without notice. Wemelco is an Equal Opportunity Lender.
Credit Cards
| Type |
Maximum |
Term |
APR |
Pymt /$1000 Borrowed |
| MasterCard (no annual fee) |
$10,000.00 |
revolving |
11.99% |
|
Mortgages
| Type |
Maximum |
Term |
APR |
Pymt /$1000 Borrowed |
Other Info |
| First Mortgage |
90% LTV |
up to 10 years |
3.25% |
$10.01 |
Wow! |
| First Mortgage (purchase or refi) |
90% LTV |
up to 30 years |
4.125% |
$7.46 |
OTHER MORTGAGE PROGRAMS AVAILABLE |
| First Mortgage (purchase or refi) |
90% LTV |
up to 20 years |
4.000% |
$7.46 |
FHA, VA, CONSTRUCTION |
| First Mortgage (purchase or refi) |
90% LTV |
up to 15 years |
3.500% |
$7.46 |
|
| Second Mortgage (80% LTV, $550 fee) |
$125,000.00 |
21 to 25 years |
6.50% |
$6.76 |
|
| Second Mortgage (80% LTV, $550 fee) |
$125,000.00 |
16 to 20 years |
6.25% |
$7.32 |
|
| Second Mortgage (80% LTV, $550 fee) |
$125,000.00 |
11 to 15 years |
6.00% |
$8.44 |
|
| Second Mortgage (80% LTV, $550 fee) |
$125,000.00 |
6 to 10 years |
5.75% |
$10.98 |
|
| Second Mortgage (80% LTV, $550 fee) |
$125,000.00 |
1 to 5 years |
5.50% |
$19.10 |
|
If you have a high rate loan and want to lower your monthly payment, we can help.
If you are nervous about rate changes on your ARM, we can help. Call Wendy at 413-787-9283
Home Equity
| Type |
Maximum |
Term |
APR |
Pymt /$1000 Borrowed |
Other Info |
| Home Equity Line of Credit (90%LTV) |
$125,000.00 |
10 year revolving draw period |
4.00% |
Variable Rate, 1/2% below prime |
This loan has a 4% minimum rate |
Other Loans
| Type |
Maximum |
Term |
APR |
Pymt /$1000 Borrowed |
| Share Secured |
$50,000.00 |
10 years |
3.50% |
$9.89 |
| Certificate Secured |
$50,000.00 |
To certificate maturity date |
Certificate Rate + 3% |
|
