|
|
Loan Rates
|
Type |
Maximum |
Term |
APR |
Pymt /$1000 Borrowed |
|
|
Newer Model Auto (2007-2009) |
95% of value to buy
80% of value to refi |
up to 60 months |
5.75% |
$19.22 |
|
|
Later Model Auto (2005 - 2006) |
95% of value to buy
80% of value to refi |
up to 48 months |
5.99% |
$23.48 |
|
|
Older Model Auto (2001 - 2004) |
95% of value to buy
80% of value to refi |
up to 36 months |
5.99%
|
$30.42 |
|
|
Unsecured Personal Loan |
$8,000.00 |
up to 48 months |
11.00% |
$25.85 |
|
|
Power Loan <---- NEW! |
$2000.00 |
1 year |
7.75% |
$86.86 |
|
|
MasterCard (no annual fee) |
$10,000.00 |
revolving |
9.9% |
|
|
|
Home Improvement ($350 fee) |
$40,000.00 |
up to 25 years |
8.99% |
$8.39 |
|
|
First Mortgage
(purchase or refi) |
80% LTV |
up to 30 years |
5.99% |
$5.99 |
OTHER MORTGAGE PROGRAMS
AVAILABLE |
First Mortgage
(purchase or refi) |
80% LTV |
up to 20 years |
5.75% |
$7.02 |
FHA, VA, CONSTRUCTION |
First Mortgage
(purchase or refi) |
80% LTV |
up to 15 years |
5.50% |
$8.17 |
If you have a high rate loan and want to lower your monthly payment, we can help.
If you are nervous about rate changes on your ARM, we can help. Call Wendy at 413-787-9283 |
|
Second Mortgage (80% LTV, $550 fee)
|
$125,000.00 |
21 to 25 years
16 to 20 years
11 to 15 years
6 to 10 years
1 to 5 years |
6.50%
6.25%
6.00%
5.75%
5.50% |
6.76
7.32
8.44
10.98
19.10
|
|
|
Home Equity Line of Credit (80%LTV) |
$50,000.00 |
15 years |
2.75% |
Variable Rate, 1/2% below prime |
|
|
Share Secured |
$50,000.00 |
10 years |
3.50% |
$9.89 |
|
|
Certificate Secured |
$50,000.00 |
To certificate maturity date |
Certificate Rate + 3% |
|
|
|
Stock Loan (70% Value) |
$50,000.00 |
10 years |
7.00% |
$11.61 |
|
Wemelco Credit Union
300 Cadwell Drive, Suite 2
Springfield, MA
01104-1732
413-787-9278
|
