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Share and Club Accounts
Regular Share Account
- $25.00 minimum balance.
- Dividends earned from day of deposit to day of withdrawal.
- Quarterly statement.
- ATM access.
- SUM Network.
Christmas Club Account
- Dividends earned from day of deposit to day of withdrawal.
- Dividends posted on the last day of each quarter.
- Quarterly statement.
- Receive check beginning of October.
- Automatic sign up for next year.
N.O.W. Checking Account
- No monthly service charge
- Free Club checks.
- Overdraft protection from savings.
- Free debit card
- SUM Network.
- Dividends earned from day of deposit to day of withdrawal.
- Dividends posted on the last of each month.
- Monthly statement.
Money Market Savings Account
- Interest earned on balances above $5000
- No penalty for withdrawal - may add to this account at any time
- Tiered rate - the more you deposit, the better your rate
Certificates of Deposit
Individual Retirement Accounts (IRA)
- Both Regular and Roth Accounts available.
- Regular Share Account and various Certificates of Deposit available.
- Dividends earned from day of deposit to day of withdrawal.
- Dividends posted monthly on certificates and quarterly on share accounts.
- Quarterly statement.
- Various terms available. Click here to view our current rates.
Not only are your funds insured by the NCUSIF (National Credit Union Share Insurance Fund) but we further insure them with MSIC (Massachusetts Credit Union Share Insurance Corporation).

Wemelco Credit Union
300 Cadwell Drive, Suite 2
Springfield, MA
01104-1732
413-787-9278
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